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When you have made up your mind and
Because the decision is never easy but it doesn’t mean you have to lose out!
This divorce kit has been written to provide you with general information about what you may have to face when going through a divorce. Although we intend to provide you with both useful and accurate information, it is important that you understand that this information is not legal advice. Each and every state, as well as each county and municipal jurisdiction within each state, has laws that may vary greatly. Furthermore, these laws are regularly revised and updated, and such revisions and updates may render some information obsolete or incorrect. Whether information in this book correctly applies to your specific needs and an attorney can only determine situations, and this book should not in any way be construed as a substitute for legal advice from an attorney. You are urged to consult with an attorney before applying, or taking any actions based upon, the information contained in this book.
Published by: WSPB Corporation, Ohio, USA
Copyright © 2003
Reproduction in whole or in part without written permission of
copyright owner is prohibited. Any questions or comments can be
forwarded to: Admin@DivorceDirtyTricks.com
Table of Contents
Important information about your family: 5
Hardships will occur through every marriage. No marriage is going to be guaranteed. When you have made the decision that you are ready to protect your future, using a divorce kit such as this is going to put you on the right track. While no divorce kit is going to be a fool proof plan for securing all of your financial matters, this divorce kit provides you with the ultimate information needed for making decisions before you are rushed.
When going through a divorce, you are going to be stressed, hurried and often pre occupied, as there are many ‘things’ that you are going to have to deal with. Because you are making the decision to plan your divorce, you will find that you will have the answers for problems that arise, and you will feel less stressed because you are educated on your own matters.
Using this divorce kit to start your planning, months, weeks or days before you actually tell your spouse that you want a divorce is going to give you the path through it all while being successful at ‘taking’ and ‘keeping’ the money.
Family and personal documents need while planning include:
Where is the money – cash
Your name or both? Can you access it? What is it worth?
Where is the money – assets
Your name or both? Can you access it? What is it worth?
What are the expenses – household
Your name or both? Are you going to get stuck or stick your spouse?
What are the expenses – business
Your name or both? Are you going to get stuck or stick your spouse?
What are other long term expenses – children
Your name or both? How will the children’s bills be paid?
Income
What is your income?
What is your spouses’ income?
What other income does the house have?
What needs to be sold off?
Can you sell it off without trouble? Making plans to sell off some of the largest accounts.
Cars / trucks / vehicles
Which one do you want and can you sell off others?
What does your spouse value the most?
Furniture, Photos, Memberships
Selecting an attorney question and information checklist
So maybe you don’t take care of the bills all the time, of you don’t do all the paperwork for the house accounts – you will need to know all social security numbers and birth dates for not only yourself, your soon to be ex, but your children, step children and others living with you while going through divorce and running from meeting to meeting and dealing with your job and other stuff.
| Name
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SS
Number |
Birth
date |
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Here is a quick listing of what you will need attached to this divorce plan when you are planning on leaving the house or when you are filing divorce. You can send away for these items through the mail so that you don’t arouse suspicion if you like:
Copies or originals of all social security cards
Copies or originals of birth certificates
Copies or originals of marriage certificates
Copies of drivers license – never know when this will be handy!
Recent photos of all children and adults living in the house
Copies of fingerprints if you have had them completed recently for the children.
Tax returns for at least the last two years.
Receipts for any assets sold jointly, or by
your spouse, in the last two years.
Cash Accounts
To track where you are going to get money when you are breaking the news of wanting a divorce – you need to know where all your cash is and if you can get it. List all types of checking, savings, and cash accounts here.
If there are accounts that are in your Spouse’s name only – use the Divorce Dirty Tricks manual to get that cash as well protecting your financial future. After cleaning out all the cash in these accounts, be sure not to leave any statements in the house for your soon to be ex to use or find, this includes checks and debit cards as well.
| Name
of Account |
You
Own |
Joint |
Spouse |
Amount
in Account |
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You are going to find that your spouse may have accounts that you were not aware of. Searching through personal papers will give you pin numbers, access codes, even the ability to put your name on an account without your spouse ever knowing!
Where there is a will there is a way that you can get the cash that you want and need for a nest egg after the divorce. Don’t leave your spouse anything, if given the chance they wouldn’t leave you anything either. In any event, you can be fair later after if you want.
When you think you have listed all the cash, all the very liquid accounts that you and your spouse have plan a date for a few days before you are going to tell them about the divorce and take all the money that you can from all these accounts. It is important to wait on these accounts as when they are empty you are going to ‘tip off’ your spouse about your plans.
Remember that an equitable portion (at least half if you don’t use the manual) of what you take is likely to be adjudged your ex’s property. Document as you go, keep the documentation safe – out of the house, and keep your lawyer informed.
Bonds, retirements, and other accounts, which are not as liquid as cash accounts is what you will need to study a little further. List all savings bonds, savings accounts, CD’s, college accounts, and similar type cash assets that you and your spouse own. Be sure to destroy all receipts, statements and leads to these accounts, or get them out of the house so your spouse can’t find information about these accounts.
Any accounts that you can cash in and ‘hide’ is going to be money that you are putting aside for a rainy day after the divorce. If given the chance your spouse, or soon to be ex, is going to do the same thing. So it is important to start quietly – cashing in what you can without raising too much suspicion while doing this.
Accounts for the children may be accounts that you put stipulations on during the divorce so that this money remains untouched for their future. Accounts for retirement, savings, and other assets are fair game if you can get your hands on them. Refer to the Divorce Dirty Tricks manual for a complete listing of assets that you should list here:
| Name
of Account |
You
Own |
Joint |
Spouse |
Amount
in Account |
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